PAN Card Application - Complete Guide

What is a PAN Card?

PAN (Permanent Account Number) is a unique identification number issued by the Income Tax Department of India. It is a 10-character alphanumeric code that serves as proof of identity and is mandatory for various financial and legal transactions.

Why Do You Need a PAN Card?

• Filing income tax returns
• Opening bank accounts
• Financial transactions above ₹50,000
• Buying/selling property
• Investing in mutual funds, stocks
• Applying for loans
• Credit card applications
• Business registration

How to Apply for PAN Card

Step 1: Gather Required Documents

For Indian Citizens (Form 49A):

• Proof of Identity: Aadhaar card, voter ID, driving license, passport, or ration card
• Proof of Address: Aadhaar card, utility bill, bank statement, voter ID, or ration card
• Proof of Date of Birth: Birth certificate, school certificate, or passport
• Passport Size Photo: Recent color photo (3.5cm x 2.5cm)

For Aadhaar-based e-KYC (Instant PAN):

• Only Aadhaar card is required
• Mobile number linked with Aadhaar
• Email ID
• No documents upload needed

Step 2: Apply Online

Option 1: NSDL Portal

1. Visit NSDL portal: https://www.tin-nsdl.com
2. Click on "Services" → "PAN" → "Apply for New PAN Card"
3. Select "Form 49A" (for Indian citizens)
4. Fill in all personal details
5. Enter address details
6. Upload scanned documents (PDF/JPEG, max 1MB each)
7. Upload passport size photo
8. Review and submit the application

Option 2: UTIITSL Portal

1. Visit UTIITSL portal: https://www.utiitsl.com
2. Click on "PAN Card Services"
3. Select "Apply for New PAN Card"
4. Fill the application form
5. Upload required documents
6. Submit the application

Option 3: Aadhaar-based e-KYC (Fastest Method)

1. Visit NSDL or UTIITSL portal
2. Select "Apply for PAN using Aadhaar"
3. Enter Aadhaar number
4. Verify with OTP sent to registered mobile
5. Details will be auto-filled from Aadhaar
6. Pay fees and submit
7. PAN will be issued in 2-3 working days

Step 3: Pay Fees

1. After submitting the form, proceed to payment
2. Select payment method (online payment, demand draft, or cheque)
3. Pay the required fee (see fees section below)
4. Note down the acknowledgment number
5. Print the acknowledgment receipt

Step 4: Receive PAN Card

1. Track application status using acknowledgment number
2. PAN will be processed and printed
3. You'll receive SMS/email notification
4. PAN card will be delivered via Speed Post to your registered address
5. Sign and collect the card from postman
6. Verify all details on the PAN card

Reprint Lost/Damaged PAN Card

1. Visit UTIITSL reprint portal: https://www.pan.utiitsl.com/PAN/
2. Or visit NSDL portal for reprint
3. Enter your PAN number
4. Enter date of birth
5. Enter captcha code
6. Pay reprint fee of ₹50
7. Submit the request
8. New PAN card will be delivered to your registered address

Link PAN with Aadhaar

1. Visit Income Tax e-Filing portal: https://www.incometax.gov.in
2. Go to "Link Aadhaar" section
3. Enter your PAN number
4. Enter Aadhaar number
5. Enter name as per Aadhaar
6. Enter date of birth
7. Enter gender
8. Enter captcha code
9. Click "Link Aadhaar"
10. Verify with OTP sent to registered mobile
11. Linking is free of cost

Important Links